Murphy, the Spanish startup who wants to be a “prudent” unicorn, closes a 12.8m round €

The Barcelona startup Murphy, A debt management platform promoted by artificial intelligence, has announced the closure of a successful pre-semilla and seed financing round by 12.8 million euros. This round, led by Northzone and with the support of Elevenlabs, Lakestar, Seedcamp and Enzo Ventures, will not only promote its expansion in Europe and the US. second”.

Founded in 2024 by Borja Solé and Marc Sánchez, Murphy is presented with the intention of revolutionizing a debt services sector valued at more than 300,000 million dollars. His proposal is based on Replace traditional call centers with totally autonomous AI agents capable of operating in more than 100 languages already through multiple channels. This technology not only seeks to recover more debt more quickly and efficiently, but also improve customer experience and reduce operational costs.

The idea arose from Borja's direct experience as financial director, who dealt with inefficient debt collection processes in his previous projects. Together with Marc, the duo embarked on the mission of redefining the way companies recover unpaid debts.

Profitability and prudence: Murphy DNA

Beyond the number of investment, on its website Murphy reveals a different business philosophy to that of other proposals of the startup environment. The company is defined by a passion to “solve real problems and create things that matter”, with the main objective of “helping companies recover more money, faster and more efficiently.” But this mission is anchored in a fundamental principle: generate profitability.

«We are not here for the good of innovation; Our goal is to offer measurable and tangible improvements in the final results of our clients, ”says its founders. In addition, Murphy aspires to be “Ambitious, prudent, frugal and with long -term thought”, with profitability as a short -term objective. “Every euro we spend will be examined, each decision made with the creation of long -term value in mind,” they say.

A product that is sold alone?

Murphy's commitment is clear: “Product-Firs, Sales-Second.” The belief is that a higher product, which solves a real problem and delivers an exceptional value, will generate its own demand. Current metrics support this vision: Murphy's solution presumes to improve recovery rates by 40% and reduce collection time by 75% Faced with conventional methods. The platform is already being adopted by financial institutions, telecommunications companies and debt services agencies globally.

The founders of Murphy do not hide their ambition to achieve the status of unicorn: «We believe that this company has the potential to become A Business of one billion dollars ». To achieve this, the company is governed by solid values: total commitment to the results, proactivity and curiosity, search for excellence, rapid execution and a direct and constructive feedback culture. All this, without forgetting the enjoyment of the construction trip itself.

With this new capital injection, Murphy plans to climb your product, expand your equipment and accelerate its international growth. This approach, which combines a commitment to technological disruption with a solid and pragmatic business mentality, positions Murphy as one of the most promising Spanish startups.

Image: Murphy